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How a New Generation of Americans Are Spending More On Flights To Mexico, Colombia, South Korea, and Thailand
International travel has long been a marker of aspiration and adventure, but a new generation of Americans is transforming where and how...


5 Questions to Answer Before Adding Your Child to Your Credit Card
Parents often look for ways to prepare their children for financial independence. One common strategy is to add a child as an authorized...


Investors Now Have More Breaks on Capital Gains Taxes Under Trump Law
In 2025, the top federal capital gains tax rate remains 20% (23.8% including the 3.8% Net Investment Income Tax) – unchanged from the...


Get Ready for New Rules on Tax Breaks for Charitable Giving
For many Americans, charitable giving is not only a way to support meaningful causes but also a tool to reduce tax liability. However,...


How Divorce can affect your finances
Divorce is not only an emotional event but also a financial turning point that can reshape the trajectory of your financial future. While...


What Trump’s Megabill Means for Roth IRA Conversions
The sweeping tax-and-spending package signed into law by former President Donald Trump in July has sent ripples through retirement...


Should You Refinance Your Mortgage after the Federal Reserve Rate Cut?
The Federal Reserve’s recent decision to cut interest rates has sparked widespread discussion among homeowners who are wondering if now...


US Credit Card Defaults Jump to Highest Level Since 2010
The United States is witnessing a troubling resurgence in credit card defaults, a phenomenon that has reached levels not seen since the...


Complete Guide in Finance for Businesses and Corporate Operations
Chapter 1 Strategic Allocation of Financial Resources: A Framework for Optimizing Organizational Success Abstract: Strategic...


Advanced Retirement Strategies for High-Income Professionals: Why Standard Advice Falls Short for High Earners
Citation: Miguel Virgen, PhD Student in Business. (2025, May 30). Advanced Retirement Strategies for High-Income Professionals: Why...


Here Are The Reasons Why Americans Still Love McMansions: The Desire For Luxury Real Estate In America
For years, cultural critics and architects have predicted the decline of McMansions, those sprawling suburban homes that symbolize...


Gen Z Graduates Want To Make $100,000 In Their First Job Out Of College: Here’s How To Get There
Citation: Miguel Virgen, PhD Student in Business. (2025, May 1). Gen Z graduates want to make $100,000 in their first job out of college:...


Millennials Are Getting Richer Faster Than Previous Generations. Here’s How They’re Doing It
April (Doctors In Business Journal) - For years, Millennials were stereotyped as the generation living paycheck to paycheck, struggling...


Trump Exempts Smartphones from Reciprocal Tariffs: What It Means for Consumers and the Global Tech Industry
April (Doctors In Business Journal) - In a surprising turn of events that sent waves through the global technology sector, former...


Financial Freedom for Doctors and Lawyers: A Strategic Guide to Wealth and Independence
April (Doctors In Business Journal) - In professions known for prestige, high income, and long working hours, achieving financial freedom...


Top 10 Side Hustles for Doctors: Boost Your Income and Flex Your Skills
Citation: Dr. Moynihan, B. (2025, April 5). Top 10 side hustles for doctors: Boost your income and flex your skills. Doctors In Business...


Have You Received Student-Loan Forgiveness? Plan Now to Avoid a Tax Bomb
April (Doctors In Business Journal) - If you are one of the many borrowers who had their student loans canceled or reduced under the...


The Many Rewards of Volunteering in Mexico When Retired
April (Doctors In Business Journal) - Retirement is often seen as a time to relax, travel, and enjoy the fruits of decades of hard work....


How Wealthy People’s Dinner Manners Are Changing
March (Doctors In Business Journal) - As society evolves, so do the customs and traditions of the elite. In 2025, the dinner etiquette of...


Capital One vs. Discover: A Battle of Banking Giants
March (Doctors In Business Journal) - In the world of credit cards and consumer banking, two major players have consistently vied for...


Here’s What Retirement on a Pension Looks Like in America
March 13 (Doctors In Business Journal) - For many Americans, the pursuit of happiness in retirement is a lot easier with a pension....


Your Guide to Taxes for Self-Employed and Gig Workers
March 13 (Doctors In Business Journal) - Navigating taxes can be daunting for anyone, but it’s especially challenging for self-employed...


The Retirement-Savings Weapon Doctors and Lawyers Use to Build Wealth
Citation: Miguel Virgen, PhD Student in Business. (2025, April 25). The Retirement-Savings weapon doctors and lawyers use to build...


Financial Accounting Theory: Foundations, Evolution, and Contemporary Issues
March (Doctors In Business Journal) - Financial accounting theory plays a crucial role in shaping the standards and practices that...


Accounting for Decision Making: A Comprehensive Analysis of its Role, Tools, and Impact in Business Strategy
March (Doctors In Business Journal) - Accounting plays a pivotal role in decision-making processes within organizations, providing...


Managerial Finance: Theoretical Foundations, Key Concepts, and Practical Applications in Corporate Decision-Making
Citation: Miguel Virgen. (2025, March 14). Managerial Finance: theoretical foundations, key concepts, and practical applications in...


Advanced Financial Statement Analysis: Techniques, Frameworks, and Applications in Decision-Making
February (Doctors In Business Journal) - Advanced financial statement analysis (AFSA) is a critical tool for assessing the financial...


Budgeting Tips for College Students: Strategies for Financial Management and Success
Citation: Miguel Virgen, PhD Student in Business. (2025, March 14). Budgeting Tips for College Students: Strategies for financial...


How to Reduce Debt Without Filing for Bankruptcy: Practical Strategies for Financial Recovery
February (Doctors In Business Journal) - Debt accumulation is a widespread issue, with millions of individuals facing overwhelming...


Investment Strategies and the Role of Derivatives in Modern Financial Markets
February (Doctors In Business Journal) - Investments and derivatives are foundational concepts in contemporary financial markets,...


Business Valuation: Theories, Methods, and Practical Applications in Corporate Finance
February (Doctors In Business Journal) - Business valuation is a crucial aspect of corporate finance, providing insights into the...


Personal Loan Options and Refinancing Deals: A Comprehensive Review of Consumer Financing Strategies
February (Doctors In Business Journal) - Personal loans and refinancing deals are popular financial tools that allow consumers to access...


The Dynamics of Mergers and Acquisitions: An In-Depth Analysis of Strategies, Outcomes, and Market Impact
February (Doctors In Business Journal) - Mergers and Acquisitions (M&As) have been significant phenomena in the corporate landscape for...


Best Ways to Save Money on Groceries: Strategies for Budget-Conscious Consumers
February (Doctors In Business Journal) - Grocery expenses are one of the most significant categories of household spending, and with...


The Key to Affordable Living in America: Moving In with a Roommate
January (Doctors In Business Journal) - As housing prices in the U.S. continue to rise, a growing number of Americans are finding that...


The Best CD Rates for 2025: Where to Go for Better Yields in a Low-Interest-Rate World
January (Doctors In Business Journal) - In a world where interest rates are still recovering from years of near-zero levels, savvy...


The Best Thing About Early Retirement: Freedom to Live on Your Own Terms
January (Doctors In Business Journal) - In recent years, the dream of early retirement has gained increasing traction among financial...


Predicting Your Financial Future: Tools to Help You Plan and Prepare
January (Doctors In Business Journal) - In an era of uncertainty and rapid economic change, planning for your financial future can seem...


The 5 Best Credit Cards for Entrepreneurs
As an entrepreneur, managing your business expenses effectively is crucial to both your short- and long-term success


Trick Your Brain to Be Better with Money: Practical Strategies for Financial Success
January (Doctors In Business Journal) - Managing money effectively is a skill that many struggle with, but the good news is that you can...


Why Some People Earn Very Little on Their Investments and Savings
January (Doctors In Business Journal) - Many individuals find that their returns on investments and savings are disappointingly low....


Practicing Stealth Wealth: Keeping Your Finances Under the Radar
Having money without drawing attention from others, including friends, family, or even the government. This article delves into


Why Gen Z is Sinking Deeper into Debt Amidst Inflation
From skyrocketing living costs to the impact of student loans and the pressures of consumerism, the financial landscape for Gen Z is increas


Market Inefficiencies and the Limits of Arbitrage
This article explores the nature of market inefficiencies, the mechanics of arbitrage, and the constraints that limit arbitrageurs' ability


Understanding Investment Analysis: A Comprehensive Guide
This article delves into the fundamentals of investment analysis, its methods, and the importance of thorough evaluation.
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