What Trump’s Megabill Means for Roth IRA Conversions
- Miguel Virgen, PhD Student in Business
- Sep 1, 2025
- 5 min read
The sweeping tax-and-spending package signed into law by former President Donald Trump in July has sent ripples through retirement planning strategies across America. Dubbed the “Megabill” for its sheer size and scope, the legislation is filled with provisions that affect both everyday savers and high-net-worth individuals. While the law delivers tax breaks for some retirement savers, it also creates new hurdles that make the already-complex process of Roth IRA conversions more challenging. For millions of Americans planning for financial security in retirement, understanding these changes is critical.
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