Should You Refinance Your Mortgage after the Federal Reserve Rate Cut?
- Miguel Virgen, PhD Student in Business
- Sep 1, 2025
- 4 min read
The Federal Reserve’s recent decision to cut interest rates has sparked widespread discussion among homeowners who are wondering if now is the right time to refinance their mortgages. With borrowing costs falling and lenders competing for new business, the potential savings from refinancing can be significant. However, refinancing is not a one-size-fits-all solution. Homeowners need to carefully weigh their financial situation, long-term goals, and the costs associated with refinancing before making a decision.
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