Housing affordability has become one of the most pressing economic debates in America, prompting policymakers to search for unconventional solutions to a market that shows little sign of cooling. Now, the Trump administration is floating a proposal that would radically reshape the mortgage landscape: a 50-year home loan. The idea is meant to make monthly payments more manageable for hopeful homeowners squeezed by rising prices and high interest rates. But mortgage analysts ur

The Federal Reserve’s recent decision to cut interest rates has sparked widespread discussion among homeowners who are wondering if now is the right time to refinance their mortgages. With borrowing costs falling and lenders competing for new business, the potential savings from refinancing can be significant. However, refinancing is not a one-size-fits-all solution. Homeowners need to carefully weigh their financial situation, long-term goals, and the costs associated with r

U.S. home sales are on track to record their worst performance in nearly three decades, with September 2024 marking a significant downturn i