Join the thousands of CEO's, Entrepreneurs, and Grad Students who trust our insights to help drive their success.

will a 50-year mortgage make homes affordable; 50-year mortgage pros and cons explained; Trump administration 50-year mortgage plan; long-term mortgage affordability analysis; impact of 50-year loans on home equity; how extended mortgage terms affect buyers; housing affordability crisis solutions 2025, Doctors In Business Journal

Will a 50-Year Mortgage Make Homes More Affordable? Here’s How It Would Work

Housing affordability has become one of the most pressing economic debates in America, prompting policymakers to search for unconventional solutions to a market that shows little sign of cooling. Now, the Trump administration is floating a proposal that would radically reshape the mortgage landscape: a 50-year home loan. The idea is meant to make monthly payments more manageable for hopeful homeowners squeezed by rising prices and high interest rates. But mortgage analysts ur

Miguel Virgen, PhD Student in Business

Nov 285 min read

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GE HealthCare to Acquire Intelerad for $2.3 Billion

Nov 285 min read

GE HealthCare acquisition of Intelerad analysis, outpatient medical imaging growth, integrated imaging solutions for healthcare systems, cloud-based radiology software providers, enterprise imaging expansion strategy, ambulatory care imaging technologies, digital transformation in medical imaging, Doctors In Business Journal

Australia Blocks U.S.-Based Cosette’s $387.2 Million Takeover of Mayne Pharma

Nov 285 min read

Australia blocks foreign pharmaceutical takeover, national security concerns in Australian healthcare sector, Cosette Pharmaceuticals Mayne Pharma acquisition analysis, Australia foreign investment review board decision, medical supply chain security in Australia, Australian government blocks U.S. takeover on health grounds, pharmaceutical industry national security Australia, Doctors In Business Jounral

Veolia to Buy U.S. Hazardous-Waste Specialist Clean Earth in $3 Billion Deal

Nov 285 min read

Veolia acquisition of Clean Earth analysis, U.S. hazardous waste management market growth, environmental services mergers in the U.S., Veolia Environnement strategic expansion, Clean Earth hazardous waste operations, U.S. sustainability and hazardous waste trends, environmental compliance for industrial waste disposal, Doctors In Business Journal

Owner of U.K.’s Daily Mail Nears Deal to Buy Rival Daily Telegraph

Nov 284 min read

UK media acquisition analysis, Daily Mail purchase of Daily Telegraph, DMGT Telegraph sale implications, British right-wing media consolidation, RedBird IMI Telegraph sale controversy, UK press freedom and foreign influence, future of conservative newspapers in Britain, implications of media consolidation in the UK, Doctors In Business Journal

Venture Capital Team, Competitive Landscape, and Creating an Effective Business Model

Nov 238 min read

PNC to Acquire Colorado-Based Regional Bank in $4.1 Billion Deal

Sep 255 min read

PNC acquisition of Colorado bank, PNC $4.1 billion regional bank deal, Colorado banking consolidation, impact of PNC acquisition on customers, PNC expansion into Colorado, U.S. bank mergers and acquisitions 2025, PNC Financial growth strategy, regional bank acquisitions in the U.S., Colorado financial services market growth, regulatory approval of bank mergers.

Bank of Montreal Explores Selling a Cluster of U.S. Branches

Sep 255 min read

Bank of Montreal U.S. branch sale, BMO selling branches with $6 billion deposits, Canadian banks U.S. strategy, branch consolidation in American banking, regional banks buying BMO branches, impact of branch sales on customers, digital banking versus physical branches, U.S. banking consolidation trends, BMO Harris Bank restructuring strategy, Canadian bank operations in the U.S.

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Understanding ERISA retirement rules, employee retirement income security act explained, ERISA compliance for retirement plans, Employee Retirement Income Security Act, SIE study material, securities essentials, retirement planning under ERISA guidelines, employee benefits and ERISA protections

Retirement and ERISA Rules: Protecting Your Future with Smart Planning

Planning for retirement has always been one of the most important aspects of personal financial management. In the United States, millions of workers rely on employer-sponsored retirement plans, such as 401(k)s and pensions, to ensure financial stability after they stop working. But ensuring that these plans are managed responsibly and fairly requires regulation—and that’s where ERISA, the Employee Retirement Income Security Act of 1974, comes into play. ERISA was designed to

Stock Market News: Investor Insight

Miguel Virgen, PhD Student in Business

Nov 105 min read

psychology of restaurant spending, why people eat out more when they earn more, income and dining behavior, lifestyle inflation and food spending, emotional spending on dining experiences

A Subtle Shift: How Rising Income Transforms Dining Habits

When income rises, most people find themselves making subtle but noticeable lifestyle changes. One of the first areas where this shift becomes apparent is in how, where, and how often they eat out. The decision to dine at upscale restaurants instead of fast-food chains is rarely a conscious financial choice—it’s deeply psychological. The psychology behind spending more at restaurants when income increases is driven by identity, emotional satisfaction, social signaling, and li

Finance News: Insightful Articles

Miguel Virgen, PhD Student in Business

Nov 105 min read

Why first-time millionaires buy luxury cars, first $100k in profits millionaire strategy, luxury car as investment in mindset, millionaire lifestyle motivation car purchase, psychological benefits of buying luxury car, should you buy a luxury car with first profits, first-time millionaire spending habits

Why Most First Time Millionaires Suggest That The First $100k in Profits Should Be Used To Purchase A Luxury Car

For many first time business owners that finally break through financial hurdles and reach their first $100k in business profits, usually make a large purchase such as a high end watch or a high end vehicle. Driving an expensive vehicle is a way to show success through something people can touch and see. Unlike small purchases, a luxury car creates an immediate emotional reward. Psychologists mention that purchases like this can boost confidence and encourage a success driven

Finance News: Insightful Articles

Dr. Bruce Moynihan

Sep 273 min read

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Planning, Coordination, and Inventory Management in the Supply Chain

What are some obstacles to creating a flexible workforce? What are the benefits? Flexibility is essential to create resilient supply chains, the most flexible resources are often human resources since employees are usually flexible and can be shifted from one task to another. This flexibility becomes even more important with uncertainty from changes in consumer behaviour. These changes together with shortages in manufacturing resources lead to system wide disruptions that e

Insights on Startups

Entrepreneurship Characteristics and Competencies

The entrepreneurial characteristic that stand out to me is passion, competency, and the ability to see opportunities where majority overlook. So I will be elaborating on interplay between an entrepreneur’s passion, their ability to recognize opportunities, and the principles of small business management. I find it interesting to see how passion can fuel opportunity recognition and support ones managerial practices that can help a founder grow their business. Finally, I also f

Insights on Startups

Startup Marketing and Sales Forecasting

Having the knowledge in how to forecast sales is an important element of any startups journey to success. Sales forecasting can be used as a guide, to be able to predict future revenue based on historical data, market research, and competitive pricing analysis. The information gathered while creating a sales forecast can also help create the marketing strategy. Creative marketing efforts such as writing books, applying for business awards, or issuing press releases can also p

Insights on Startups

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Growth Milestones, Exit Strategy, Return Analysis

Growth Milestones, Exit Strategy, and Return Analysis

For many entrepreneur raising capital for their startup can be one of the most exiting memorable thing they can partake in their entrepreneurial journey. Raising the appropriate amount of funds at the right time can make a major difference on whether or not the firm will become successful or become stagnate. To further elaborate on the exiting journey of raising capital for business startups, I will be discussing growth milestones, exit strategy, and return analysis. These th

Insights on Startups

Brief SIE Exam Review: Last Minute SIE Summary to Pass

Brief SIE Exam Review: Last Minute Securities Industry Essentials to Pass and Get Your SIE License

Knowledge of Capital Markets The first section of the SIE focuses on capital markets and economic factors. You should distinguish primary versus secondary markets: new issues are sold in the primary market (typically via underwriting syndicates), whereas previously issued securities trade among investors in the secondary market . Different market centers include stock exchanges (NYSE, Nasdaq), over‑the‑counter (OTC) markets, and electronic trading networks. Key participants

Stock Market News: Investor Insight

Regulatory rules for SIE exam, suitability obligations in securities industry, understanding FINRA regulations for SIE, securities industry essentials, regulatory rules and suitability obligations, SIE exam study guide on compliance, ethics and suitability rules for securities professionals

Regulatory Rules and Suitability Obligations in the Securities Industry

The securities industry operates on trust, transparency, and regulation. Every transaction, investment recommendation, and client relationship must adhere to a complex web of laws designed to protect investors and maintain fair, efficient markets. For anyone preparing for the Securities Industry Essentials (SIE) exam, understanding regulatory rules and suitability obligations is essential. These principles are not just exam topics—they are the ethical foundation of the finan

Stock Market News: Investor Insight

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GE HealthCare to Acquire Intelerad for $2.3 Billion

In one of the most significant healthcare technology deals of the year, GE HealthCare Technologies has revealed plans to acquire Intelerad, a leading provider of medical imaging software, for $2.3 billion. This acquisition signals a major strategic expansion for GE HealthCare as it works to extend its reach beyond hospital-based imaging systems and into the rapidly growing outpatient and ambulatory care sectors. The move marks a critical step in the company’s broader mission

Business News: Insightful Articles

Australia Blocks U.S.-Based Cosette’s $387.2 Million Takeover of Mayne Pharma

Australia has taken a firm stance on protecting its critical medical supply chains by blocking a proposed $387.2 million takeover of Mayne Pharma by U.S.-based Cosette Pharmaceuticals. The decision, announced by Treasurer Jim Chalmers, underscores the Australian government’s growing caution around foreign acquisitions in sectors deemed vital to national security. Following guidance from the country’s foreign-investment watchdog, the government determined that no set of condit

Business News: Insightful Articles

Veolia to Buy U.S. Hazardous-Waste Specialist Clean Earth in $3 Billion Deal

French waste-management giant Veolia Environnement has taken a major step toward expanding its footprint in the American environmental services market with its agreement to acquire U.S. hazardous-waste specialist Clean Earth from Enviri. The $3 billion deal, which includes debt, marks one of the most significant transactions in the waste-management industry in recent years. Veolia said the acquisition will deliver $120 million in synergies within four years, underscoring both

Business News: Insightful Articles

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Will a 50-Year Mortgage Make Homes More Affordable? Here’s How It Would Work

Housing affordability has become one of the most pressing economic debates in America, prompting policymakers to search for unconventional solutions to a market that shows little sign of cooling. Now, the Trump administration is floating a proposal that would radically reshape the mortgage landscape: a 50-year home loan. The idea is meant to make monthly payments more manageable for hopeful homeowners squeezed by rising prices and high interest rates. But mortgage analysts ur

Economic News: Insightful Articles

affordability crisis in America explained; why affordability cannot be solved; Trump affordability crisis presidency challenges; Zohran Mamdani affordability message; political rhetoric about affordability; economic pressures behind affordability crisis; housing and cost-of-living crisis analysis; unsolvable affordability crisis 2025, Doctors In Business Journal

Everyone Is Talking About the “Affordability Crisis.” It Can’t Be Solved

The phrase “affordability crisis” has become one of the most common political catchalls of recent years, entering conversations about housing, healthcare, food prices, transportation, energy, and even basic consumer goods. Whether invoked by progressives like Assemblyman Zohran Mamdani or by President Trump himself, the term signals a broad and growing anxiety about the cost of everyday life in America. Yet for all the attention it receives, affordability remains an amorphous

Economic News: Insightful Articles

Venture Value Proposition, Market Size, and Market Traction

A value proposition is the central element of a business model, and is critical for this purpose. However, how entrepreneurial ventures modify their value propositions to increase the attractiveness of their comparatively inferior offerings is not well understood (Antonio, J.L. et al., 2024). In other words, A value proposition is a statement that describes why should a consumer purchase your product or service. It is an explanation about the unique benefits being offered. Ha

Economic News: Insightful Articles

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Mohammad Hakimi, PhD Student in Marketing. A Profile of Ambition, Research, and Leadership

Mohammad Hakimi’s name appears quietly in the academic registers of Iowa State University’s Ivy College of Business, but the simple directory entry understates a larger story: that of a student who has chosen the long, exacting path of doctoral research in marketing and who is building the kinds of habits that lead to scholarship, teaching, and institutional contribution. Public university records list Mohammad Hakimi (sometimes shown as Mohammad Hakimi Asiabar) as a doctoral

Honorary Recognitions

Charlotte Wickert, PhD Student Who Was Named 2022-23 Goldwater Scholar: Now Scientist Musician Bridging Reactor Physics and Reinvention

Charlotte Wickert’s story reads like a thoughtful balancing act between two worlds that many people assume are distinct: the rigorous,...

Honorary Recognitions

Dr. Lina Song: Harvard PhD Graduate Turned Founder and CEO of AI Startup Doogooda

Lina Song is a Model, Founder, and Assistant Professor of Operations and Technology at the University College London School of Management . Lina’s research interests include providing operations management insight to public policy decision-making problems. With her experience and academic rigour she has the ability to advise company’s on how to design policy levers to improve the delivery of social goods and services. Lina Song completed her Ph.D. at Harvard University Gra

Honorary Recognitions

Miguel Virgen, CEO of Doctors In Business Journal, Kicks Off Funding Rounds at $1.5M Valuation

Miguel Virgen, CEO of Doctors In Business Journal, Kicks Off Funding Rounds at $1.5 Million Valuation

In a bold move that exemplifies entrepreneurship, innovation, and financial acumen, Miguel Virgen, CEO of the Doctors In Business Journal, has led the company to unprecedented success. With the successful launch of its new marketing and advertising services, the company is not only redefining industry standards but also positioning itself as a leading force in business media. Now, with a promising trajectory, the company is preparing to initiate its first funding round at a $

Honorary Recognitions

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Understanding Strategic Market Fit Between The Competitive Strategies and Supply Chain Strategies.

Businesses usually fail because of a lack of strategic fit between the competitive and supply chain strategies. This makes it important that the supply chain design, resources and processes provide the required capabilities to support the competitive strategy ( Eicker, T. et al., 2017). Although Blockbuster was a large company and perhaps they did not see the vision or threat that Netflex and Redbox imposed in the very early stages, we can see that beyond a company have large

AI Collaboration in Workforce Management

This paper focuses on workforce management and the usage of AI into team coordination. Workforce management functions can include hiring, training, workforce planning, and coordination. These elements are now being heavily affected by AI tools so exploring how both AI resources and human resources function effectively in a startup company can be essential to be aware of in order to have the knowledge and capabilities to maximize growth potential, especially for businesses lea

Entrepreneurship Characteristics and Competencies

The entrepreneurial characteristic that stand out to me is passion, competency, and the ability to see opportunities where majority overlook. So I will be elaborating on interplay between an entrepreneur’s passion, their ability to recognize opportunities, and the principles of small business management. I find it interesting to see how passion can fuel opportunity recognition and support ones managerial practices that can help a founder grow their business. Finally, I also f

2 3 4 5

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Join the thousands of CEO's, Entrepreneurs, and Grad Students who trust our insights to help drive their success.

Will a 50-Year Mortgage Make Homes More Affordable? Here’s How It Would Work

GE HealthCare to Acquire Intelerad for $2.3 Billion

Australia Blocks U.S.-Based Cosette’s $387.2 Million Takeover of Mayne Pharma

Veolia to Buy U.S. Hazardous-Waste Specialist Clean Earth in $3 Billion Deal

Owner of U.K.’s Daily Mail Nears Deal to Buy Rival Daily Telegraph

Venture Capital Team, Competitive Landscape, and Creating an Effective Business Model

PNC to Acquire Colorado-Based Regional Bank in $4.1 Billion Deal

Bank of Montreal Explores Selling a Cluster of U.S. Branches

Retirement and ERISA Rules: Protecting Your Future with Smart Planning

A Subtle Shift: How Rising Income Transforms Dining Habits

Why Most First Time Millionaires Suggest That The First $100k in Profits Should Be Used To Purchase A Luxury Car

Planning, Coordination, and Inventory Management in the Supply Chain

Entrepreneurship Characteristics and Competencies

Startup Marketing and Sales Forecasting

Growth Milestones, Exit Strategy, and Return Analysis

Brief SIE Exam Review: Last Minute Securities Industry Essentials to Pass and Get Your SIE License

Regulatory Rules and Suitability Obligations in the Securities Industry

GE HealthCare to Acquire Intelerad for $2.3 Billion

Australia Blocks U.S.-Based Cosette’s $387.2 Million Takeover of Mayne Pharma

Veolia to Buy U.S. Hazardous-Waste Specialist Clean Earth in $3 Billion Deal

Will a 50-Year Mortgage Make Homes More Affordable? Here’s How It Would Work

Everyone Is Talking About the “Affordability Crisis.” It Can’t Be Solved

Venture Value Proposition, Market Size, and Market Traction

Mohammad Hakimi, PhD Student in Marketing. A Profile of Ambition, Research, and Leadership

Charlotte Wickert, PhD Student Who Was Named 2022-23 Goldwater Scholar: Now Scientist Musician Bridging Reactor Physics and Reinvention

Dr. Lina Song: Harvard PhD Graduate Turned Founder and CEO of AI Startup Doogooda

Miguel Virgen, CEO of Doctors In Business Journal, Kicks Off Funding Rounds at $1.5 Million Valuation

Understanding Strategic Market Fit Between The Competitive Strategies and Supply Chain Strategies.

AI Collaboration in Workforce Management

Entrepreneurship Characteristics and Competencies

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Minimalist Online Marketing

Standard Online Marketing

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