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Articles and Research Papers for University-Level Study


ECB Survey Reveals ‘Unexpected’ Tightening in Bank Lending as Eurozone Credit Conditions Harden Into 2026
Just as businesses across the eurozone were hoping for a more accommodative financial environment, new data from the European Central Bank has delivered an unwelcome surprise. According to the ECB’s latest Bank Lending Survey, eurozone banks tightened their lending conditions for businesses in the final quarter of last year, a move that caught both policymakers and market participants off guard. Even more concerning is the expectation among lenders that this tightening trend


Bank of Mexico Pauses Rate-Cutting Cycle at 7.0%, Signaling Caution Amid Inflation Risks and Global Uncertainty
The Bank of Mexico’s decision to pause its rate-cutting cycle and hold the overnight interest-rate target at 7.0% marks a defining moment in the country’s current monetary policy trajectory. After a period of gradual easing designed to support economic activity following years of tight financial conditions, the central bank’s unanimous vote signals a shift from momentum toward caution. This pause is not simply a technical adjustment; it reflects deeper concerns about inflatio
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