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"We are PhD's and Doctorates. Not Doctors in a hospital"
Articles and Research Papers for University-Level Study


Money Can Buy Happiness: What New Research Reveals About Income and Well-Being
For decades, the phrase “money can’t buy happiness” has been repeated as a kind of universal truth. It has appeared in books, speeches, and everyday conversations, often used to suggest that emotional fulfillment lies beyond material wealth. But recent research is challenging that assumption in a meaningful way. The latest findings indicate that money can, in fact, make you happier—and not just in small or limited ways. What makes this research particularly compelling is its


Best High-Yield Business Savings Accounts in the US, UK, and Canada: Maximize Your Company’s Cash Growth in 2026
Every business, from a freshly launched startup to a well-established enterprise, benefits from optimizing every dollar it earns. While revenue and profitability are always top priorities, managing surplus cash intelligently can make a significant difference in long-term financial resilience. Instead of leaving funds idle in low or non-interest bearing accounts, savvy business owners turn to high-yield business savings accounts that offer higher interest rates and help their


Advanced Retirement Strategies for High-Income Professionals: Why Standard Advice Falls Short for High Earners
Citation: Miguel Virgen, PhD Student in Business. (2025, May 30). Advanced Retirement Strategies for High-Income Professionals: Why...


Here Are The Reasons Why Americans Still Love McMansions: The Desire For Luxury Real Estate In America
For years, cultural critics and architects have predicted the decline of McMansions, those sprawling suburban homes that symbolize...


Gen Z Graduates Want To Make $100,000 In Their First Job Out Of College: Here’s How To Get There
Citation: Miguel Virgen, PhD Student in Business. (2025, May 1). Gen Z graduates want to make $100,000 in their first job out of college:...


Millennials Are Getting Richer Faster Than Previous Generations. Here’s How They’re Doing It
April (Doctors In Business Journal) - For years, Millennials were stereotyped as the generation living paycheck to paycheck, struggling...


Trump Exempts Smartphones from Reciprocal Tariffs: What It Means for Consumers and the Global Tech Industry
April (Doctors In Business Journal) - In a surprising turn of events that sent waves through the global technology sector, former...


JPMorgan Raises Recession Odds for 2025 to 60% Amid Escalating Trade Tensions
April (Doctors In Business Journal) - In a significant shift, JPMorgan Chase has increased its projection for a U.S. recession in 2025...


Financial Freedom for Doctors and Lawyers: A Strategic Guide to Wealth and Independence
April (Doctors In Business Journal) - In professions known for prestige, high income, and long working hours, achieving financial freedom...


Top 10 Side Hustles for Doctors: Boost Your Income and Flex Your Skills
Citation: Dr. Moynihan, B. (2025, April 5). Top 10 side hustles for doctors: Boost your income and flex your skills. Doctors In Business...


Have You Received Student-Loan Forgiveness? Plan Now to Avoid a Tax Bomb
April (Doctors In Business Journal) - If you are one of the many borrowers who had their student loans canceled or reduced under the...


The Many Rewards of Volunteering in Mexico When Retired
April (Doctors In Business Journal) - Retirement is often seen as a time to relax, travel, and enjoy the fruits of decades of hard work....


How Wealthy People’s Dinner Manners Are Changing
March (Doctors In Business Journal) - As society evolves, so do the customs and traditions of the elite. In 2025, the dinner etiquette of...


Capital One vs. Discover: A Battle of Banking Giants
In the world of credit cards and consumer banking, two major players have consistently vied for dominance: Capital One and Discover. Both companies have carved out significant market shares by offering innovative financial products, rewards programs, and customer-friendly services. However, their business models, customer bases, and competitive strategies set them apart in key ways. Both offer competitive bank accounts, checking account, and high yield savings account. Howeve


Here’s What Retirement on a Pension Looks Like in America
March 13 (Doctors In Business Journal) - For many Americans, the pursuit of happiness in retirement is a lot easier with a pension....


Your Guide to Taxes for Self-Employed and Gig Workers
March 13 (Doctors In Business Journal) - Navigating taxes can be daunting for anyone, but it’s especially challenging for self-employed...


The Retirement-Savings Weapon Doctors and Lawyers Use to Build Wealth
Citation: Miguel Virgen, PhD Student in Business. (2025, April 25). The Retirement-Savings weapon doctors and lawyers use to build...


The Key to Affordable Living in America: Moving In with a Roommate
January (Doctors In Business Journal) - As housing prices in the U.S. continue to rise, a growing number of Americans are finding that...


The Best CD Rates for 2025: Where to Go for Better Yields in a Low-Interest-Rate World
January (Doctors In Business Journal) - In a world where interest rates are still recovering from years of near-zero levels, savvy...


Gamblers Anonymous Meetings Are Filling Up with People Hooked on Trading and Stock Market Bets
As financial markets continue to captivate the world’s attention, an unexpected consequence is emerging: individuals who are increasingly...
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