Articles and Research Papers for University-Level Study

For many entrepreneurs starting a new business, securing a business credit card can feel like a paradox. You need access to credit to grow operations, purchase inventory, or cover early expenses, but without revenue or a proven income stream, traditional lenders often hesitate to extend financing. This challenge is especially true for brand-new startups that have just registered their business entity, obtained an Employer Identification Number (EIN), and are still waiting for

As an entrepreneur, managing your business expenses effectively is crucial to both your short- and long-term success

Credit card usage reflects broader economic trends and changing consumer behavior. Understanding the factors contributing to this slowdown p